Lease To Own a McLaren 720S: How No-Credit-Check Supercar Ownership Works (LTO)

The McLaren 720S is one of the supercars people remember after a single drive. Dihedral doors, a carbon fiber structure and a twin-turbocharged V8 behind the seats give it a sense of occasion that few cars match. For many buyers, the hard part is not wanting one. It is the traditional path to owning one, with dealer negotiations and lender approvals standing in the way.

The Royal Rentals Lease To Own program offers a different path: drive a luxury or exotic car with no credit needed. This guide explains how it works for a 720S, what you need to qualify, how to request one and how to drive one before you commit.

Why Buyers Look at the 720S

Supercar performance. A mid-mounted twin-turbocharged V8 and a lightweight carbon fiber structure deliver the kind of acceleration and response the badge promises.

Theater every time. The dihedral doors and low, wide stance turn every arrival into an event.

The Spider option. The retractable hardtop of the Spider adds open-air driving, a big draw in sunny cities like Scottsdale.

Those qualities put the 720S near the top of many buyers' lists when they move into the supercar world.

How Lease To Own Works

The program page lays out three steps:

Choose your vehicle. Select from the available inventory or request a specific model.

Agree on terms. The team outlines the lease-to-own agreement, including the payment schedule and duration.

Drive away. Once the terms are agreed upon and the requirements are met, you drive away in your chosen vehicle.

The example vehicle cards on the program page show a 12 to 24 month term with no early payoff penalty. Terms and approval details are provided during consultation.

What You Need to Qualify

There is no credit check, so the requirements focus on coverage, licensing and your down payment.

Full coverage insurance on the vehicle.

A valid driver's license.

A down payment of 20 to 30 percent of the vehicle price.

Understanding the Down Payment

The program page uses a simple guideline: plan on 20 to 30 percent down. For example, a $100,000 car is about $20,000 to $30,000 down. The price of a specific 720S depends on its year, mileage, coupe or Spider body and options, so each vehicle has its own down payment range. The clearest way to know your number is to choose the car you want and talk it through in a consultation.

Insurance on a Supercar

Full coverage insurance is a requirement, and premiums on a supercar can be very different from those on an everyday car. Get a quote from your insurer for the exact model before your consultation, so the full cost of ownership is clear from the start.

How to Find Your 720S

Local Deals of the Month

The Lease To Own page includes a Local deals of the month section with hand-picked vehicles available now. Inventory changes as new deals are added and others are taken, so check the page regularly if you are watching for a McLaren.

Put In a Special Order

If you want a specific year, color, body style or configuration, use the special order form. Special orders are taken only when you are ready to move within the next 7 days, with a $1,000 refundable deposit to start. If you are not ready yet, wait until you are, since future inquiries are not taken.

Drive a 720S First by Renting One

If you have never spent a day in a 720S, a rental is the best way to find out whether it fits your life. Royal Rentals offers a McLaren 720S Spider in Scottsdale. Use it the way you would as an owner: take it on a long drive, park it at a restaurant, load a weekend bag and see how the low ride height and dihedral doors work in your daily routine.

The entire rental process is online through the Book Now form at royalrentals.io/rentals. Rentals have their own requirements, including full coverage insurance and a security deposit.

Comparing It With Other Supercars

If you are deciding between supercars, you can also rent the Ferrari 488 in Scottsdale or the Corvette C8 Silver in Charlotte. Driving more than one helps you go into your consultation knowing exactly what you want.

Questions to Answer Before Your Consultation

What is a realistic down payment for you, using the 20 to 30 percent guideline?

Coupe or Spider? Do you want a car available now, or a specific configuration through a special order?

Are you ready to move within 7 days if you place a special order?

Have you priced full coverage insurance for a 720S?

How will you use the car, and where will you keep it?

Arriving with these answers helps the team match you with the right vehicle faster. Terms and approval details are provided during consultation.

Frequently Asked Questions

Can I lease to own a McLaren 720S with no credit check?

Yes. The Lease To Own program does not require a credit check. Requirements include full coverage insurance, a valid driver's license and a down payment of 20 to 30 percent. Terms and approval details are provided during consultation.

How long is a Lease To Own term?

The example vehicle cards on the program page show a 12 to 24 month term with no early payoff penalty.

Can I request a specific 720S?

Yes. Use the special order form when you are ready to move within 7 days, with a $1,000 refundable deposit to start.

Where is the program available?

Royal Rentals connects car lovers and car owners in Scottsdale, Phoenix and Charlotte.

Can I drive a 720S before I decide?

Yes. Rent the McLaren 720S Spider in Scottsdale through the Book Now form at royalrentals.io/rentals.

Start Your McLaren Lease To Own Inquiry

Review the Lease To Own program, check the current local deals and submit an inquiry when you are ready. A specialist will get back to you within 24 hours. Questions? Call (800) 997-4816, or reach Scottsdale at (480) 702-2885 or Charlotte at (704) 883-5755, open 8 AM to 9 PM daily.